Create Subledger Journal Entry Online privilege needed when Account in Draft required

Summary:

Is there a way to provide the Account in Draft ability without granting the user the "Create Subledger Journal Entry Online"

Content (required):

The "Create Subledger Journal Entry Online" privilege allows a user to bypass the journal approval workflow and is NOT allowed to be assigned to a user by our organization. This privilege "Create Subledger Journal Entry Online" would allow a user to create a journal entry that can use ANY source including a source that bypasses the journal approval workflow. Thus, no user is allowed access to have this privilege in any circumstances. Now that we are implementing Receivables, it appears that user cannot "Account in Draft" (see screen shot below) without having access to this privilege.