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have you customised pricing model to include payment group types? dont think this is available out of the box, you might want to extend to show paymentGroupClassType is creditCard and not the actual paymentgroup type. I would be interested to see how you're creating the promotion type?
This issue was solved by creating a transient property in the Order item that returns the main payment group type of the order. After that, was easy to create a promotion based on the type of the payment.