Every question is a 'real' question.Not at all. It has to have an answer, or at least the possibility of an answer. Consider 'how old is the present King of France?' This one doesn't either. I really have no idea what kind of an answer you're looking for. There isn't a single, or even a best, set of design and technology choices for any project. It depends on your criteria.
DrClap wrote:Agreed. If you have to ask, you're not qualified in the slightest. Hire expertise in stead of trying to get people on forums to provide you with easy answers based on non-information.
Frankly, if you're going to be building an online banking platform then you really ought to have a reasonably good idea of how to do it before you get started. Online banking platforms designed by people who don't know what they are doing are destined to fail.