Configuration to Support Secure Act 2.0 - Retirement Plans

Our legal counsel has advised that we cannot automatically move employees who are subject to Secure Act 2.0 over to the roth versions of their retirement plans once they have reached the general limit. It would be helpful if Oracle could deliver configuration settings that allow us to require the employee to approve their contributions moving to roth plans after hitting the general limit.

Until the employee or a system admin marks 'Yes, continue with Roth contributions', age 50+ catch-up contributions would not proceed for the population subject to the Secure Act 2.0 mandate.

Additionally, there is an interest from our employee population to be able to contribute to both Secure Act roth plans and pre age-50 catch-up plans simultaneously. It would be helpful for additional configuration to be delivered that would allow this such as special Secure Act limits.