How to setup an AP Payment term 95% inmmediate 5% on hold ?

Summary:

How to setup an AP Payment term 95% inmmediate 5% on hold ?

Content (required):

Hello

I have a business requirement for one supplier 95% is due inmmediate and 5% is hold for quality.

Hence I was wondering to setup

1.-Payment terms 95% due immediately and 5% next month or on hold

2.-Setup a withholding tax option

3.-4 ways match receive 100% and deliver 95% and once the quality is good deliver the 5% additional

Please Advise

Version (include the version you are using, if applicable):

R13

Code Snippet (add any code snippets that support your topic, if applicable):