Ongoing Student Loans for New Hires

Have the below scenario. Please let me know how it can be handled-

Emp "A" is a part of Org X , with an ongoing student loan. The Employee leaves Org X in Dec 2022 and joins Org Y in Jan-2023. While the emp joins the Org Y , the student loan is still active/ not repaid.

Upon joining the OrgY, the employee submits New Starter declaration with details around the Student Loan.

Question is how will Payroll admin know about creation of Student Loan entry against emp A who has recently joined the Organization.