importing bank statement manually

Summary: Our company has created a new department which will be created as a separate business unit within our Cloud solution. the bank has advised that the ilink functionality will not be available at go live and we will need to manually download the file from corporate online. But if there is no 'channel' set up with the bank to drop the file. how do we import the bank statement

I know that we can run the process to manually load and import bank statement but I cannot select a location to pick up the file.How do we get the file to the location that Oracle can pick up while running this process