Payment Process Request Approval

Good day,

am trying to build an approval rule based on the bank account name and the rules are working fine, but when am trying to create an offset rule saying that if the bank account name isn't (X) then auto approve, all the payment process request are auto approved eve for the mentioned bank account (X)

So how can I setup an approval rule saying that if the bank account name is ABC bank, then go to User01, and if the bank account name isn't ABC bank, then auto approve?