2026 Nacha Rule Changes — Cloud Customer Connect
You're almost there! Please answer a few more questions for access to the Applications content. Complete registration
Interested in joining? Complete your registration by providing Areas of Interest here. Register

2026 Nacha Rule Changes

in Payroll and Global Payroll Interface (GPI) 1 comment

Summary:

We have received below communication from JPMorgan. Would like to understand the impact on Oracle Cloud Payroll module. Is this something Oracle is going to accommodate or customer has to change anything.

The final four: 2026 Nacha rule changes

Earlier, we announced that Nacha approved 15 rules to help decrease fraud and enhance recovery. Eleven rules have been effective since April 2025, and the last four will roll out in 2026— here's how to get ready.

Changes coming in 2026

Nacha is introducing a new term—False Pretenses [service.jpmorgan.com]—in two of these new rules, which is defined as:

The inducement of a payment by a Person misrepresenting (a) that Person's identity, (b) that Person's association with or authority to act on behalf of another Person, or (c) the ownership of an account to be credited.

Tagged:

Howdy, Stranger!

Log In

To view full details, sign in.

Register

Don't have an account? Click here to get started!