US Payroll: Secure 2.0 Catch-Up Contributions (Section 603) Roth Processing Issue
Hello Oracle Community,
Under Secure 2.0 Section 603, starting January 1, 2026, all catch-up contributions to qualified retirement plans are required to be treated as Roth contributions.
Oracle documentation previously indicated that, following the December 2025 legislative updates and once the “Eligible for Pretax Age Catch-Up Contributions” flag is enabled on the Reporting Information Calculation Card, catch-up contributions should automatically switch to the Roth category for employees whose FICA wages exceed $145,000 and are age 50 or older.
However, this process does not seem to be functioning as expected in our system. Catch-up contributions are not being transferred to the Roth category as intended.
Has anyone else encountered this issue, or can Oracle Support provide guidance on resolving it?