Options in Workforce

Summary

Understanding of how Options work in Workforce Planning

Content

I am hoping for some clarification of how benefit options work in Workforce Planning.

We have set up options for Medical Benefits - (Employee Only, Employee + Spouse etc) and assigned rates for each option. However the default requires that I pick an option to apply to the job and entity. Since there is a smart list to assign to the employee I thought that would be used to select the appropriate cost.

I have attached screen prints showing the options and how I applied rates for medical expense. Can anyone help me understand what I am doing wrong?