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how to define your own application roles in IAM & setup permissions based on custom roles

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We are implementing this for an insurance domain customer. Where they have employee and employer(as customer) portal. On this portal, chatbot will be hosted with multiple skills.

Out of multiple skills ,few skills like checking audit ,pending dues will be only authorised to use by employer and not the employee. Skills like checking claim details and contribution details will be used my employee(customer) and before accessing insurance data(claim/contribution),employee(user) needs to authenticate.

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