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Provide out of the box solution for buy now pay later scenario

edited Aug 23, 2024 1:03PM in Order Management

Summary:

Use Case and Business Need:

Current business supports only Credit Card Payment via ‘X’ payment capture system for Customer Sales Orders. In the current scenario, the Sales Order gets created in external system and imported into Oracle through integration; then ‘X’ payment capture system gets the Authorization ID for the Customer Credit Card. This Authorization ID is sent to Oracle along with SO details. Once the SO is created in Oracle it is invoiced and then the invoice information is sent to 'X' payment capture system for Funds capture.

In the New scenario, customer will have an additional option to do a payment via Buy Now Pay Later (BNPL) via’ Y’ payment capture system. Here, once the order is created in external system; External system will get the Authorization ID from ‘Y’ payment capture system and pass this authorization id to Oracle ERP Cloud along with SO creation payload. Oracle needs to identify the different Payment method and after invoicing needs to send the invoices to ‘Y’ payment capture system for funds capture.

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