How to Prevent Payments for Suppliers with Pending Profile Changes in Oracle Cloud

Summary:

I am looking for guidance on preventing payments to suppliers who have pending changes to their profile in Oracle Cloud, specifically changes to payment methods. For example, if a supplier's payment method is in the process of being updated (e.g., from Check to ACH), is there a way to systematically prevent invoices for that supplier from being selected in a Payment Process Request (PPR) until the changes are fully approved?

Ideally, I would like to avoid placing the supplier on hold, as that impacts other areas. Is there a configuration or validation rule that could help address this?