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how to send the Payment file in a specific format to the bank's SFTP location after Payroll Run?

I would like to establish an integration between Oracle Fusion and two different banks to handle two payrolls. I am seeking to understand the predefined options provided by Oracle to achieve this integration according to Indian legislation. I have considered the option of creating a custom BI report and transmitting the data to the banks' SFTP location using middleware such as OIC. However, I am curious to know if there are any existing Oracle processes, like "Make EFT Payments," that can be used to directly transmit this output to the bank's server.

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