AP/Cash MGMT Electronic Payment auto clear

when we issue electronic payments (i.e. EFT, ACH, Wires, etc) we assume unless they are rejected from the bank (very very low percentange) they are pretty much automatically cleared (usually 2 days for ACH, and same day for wire).  Since our bank does not provide the electronic payments (cheaply) in our Bank rec file, is there a simple way to have this automacially done either when payment created or in some other manner than manually clearing electronic payments?

thanks

Brian