Credit Check Hold is not working

 Hi

I am testing credit check hold in 12.1.1

STEP1

(N) Customers > Standard.
In the Accounts region, select the Customer and click (I) Details.
The Customer Information page opens. Click (T) Account Profile and select the Credit Check box.
Check the values for the Credit Rating and Credit Classification

STEP2
In the Profile Amounts tab, ensure that the Credit Limit and Order Credit Limit are specified for the currency that you use

STEP3

(N) Setup > Orders > Payment Terms
Ensure that the Credit Check box is selected
 

STEP4

Create a credit check rule using (N) Setup > Credit > Define Credit Check Rule
Enter Rule Name: