New Customer Orders should be put on hold automatically

 Hello Folks

Is there a way to put the new customer orders on hold automatically..?

Business Reason : The OM team is responsible for creating the new customers in Oracle, but when they create new customers, they forget to assign proper financial fields (like credit limits, payment terms etc), so finance wants to control the new creation of the customers. Unless Finance team confirms, OM team should not be able to process the Sales orders.

There is a option 'Credit Hold' (not credit check), but we cannot check this option by default,when any new customer is setup..

Please share your thoughts