How to disable the AUTOMATIC FUNCTION of 'APPLY TO On ACCOUNT'

Dear all,

On 12.1.3 instance, AR>Receipts>Receipts

STEPS:
     -create a receipt with a large amount;
     -click the button 'Search and apply';
     -fill in the condition and click the button 'APPLY';
     -If the amount of the receipt is larger than the applied transactions, it will applied to 'on account'.

The step4 will lead to mistakes. If the amount of the receipt is larger than the applied transaction, we need to apply to other tansations rather than to 'on account'.

How can we remove it?
Thanks,