Payment Process Request and Format Payment Instructions Errored Out

We’re trying to make a couple of payments including $0.00 amounts in the TEST environment.  We finally got everything imported, coded, and validated and are now faced with this error that occured.  Any reason to why?  Below is a copy of the error after the Payment Process Request Status Report was run:

Payments: Version : 12.0.0

Copyright (c) 1979, 1999, Oracle Corporation. All rights reserved.

IBY_FD_PPR_STATUS_PRT module: Payment Process Request Status Report
+---------------------------------------------------------------------------+

Current system time is 13-SEP-2013 11:22:30

+---------------------------------------------------------------------------+

FDAuxiliaryFormats->runProgram():
Before calling OraPmt.init()
After calling OraPmt.init()
Format type: PAYMENT_PROCESS_REQUEST_REPORT
Param name: IBY_FD_PPR_PROD_SHORT_NAME, value: SQLAP