AP EFT APPROVAL PROCESS

HI Comm.

Is there a way to craft a process for the AP EFT file when it has been created?  Has anyone ever seen or participated or knows of a process. i.e. the EFT file when created after the write process is put in a secure folder ( View Only)  then a custom UBE is run which sends the file via a processing option to the approver, who upon approving the file runs another UBE which would put it on an FTP / portal from which the bank will load it either manually or running a script.  Any suggestions /insight variations on