Payables and Cash Management - EBS (MOSC)

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How to set the term start date to the date defined in loan creation not the date of disbursement in

in Payables and Cash Management - EBS (MOSC) Question

I have observed that once I paid the payment request in AP for the disbursement of fund for loan, the date I entered as  payment date will default as the term start date of the loan. Is this a standard functionality or an additional setup? If additional setup can you guide us to setup this properly?

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