Receipt Reversals for end dating Bank Accounts - Repercussions

Observation 1:

I have seen that end dating a Bank Account will also end date the Receipt Methods in AR attached to that Bank Account.

Q1. What are the repercussions of using another receipt method to re-apply the reversed receipt amount to a new invoice ?

Q2. What are other repercussions?

Scenario:

In AR R12 we have receipt methods attached to Bank Account and we also specify various accounts for receipt accounting.  Eg: Cash Account, Unapplied, Unidentified  Accounts are provided.

You can see these in AR > Setup> Receipts > Receipt Classes

Open a Receipt class for an OU and then below are the Receipt methods. Generally we have number of Receipt Methods under 1 receipt class. Each Receipt method is attached to a Bank Account.