Capturing multiple events during customer receipt

Stages in a typical customer receipt are as follows:

1.  Check is received from customer with instrument date in future (cant be deposited in bank yet)

2.  Check is deposited in bank (at or after instrument date)

3.  Check is cleared by bank

4.  Cleared Receipt is applied to Invoice

We have two requirements:

Firstly we need to capture all 4 events, listed above, in system.

Currently we are only able to capture three of the above stages (2 to 4) in system:

2. Check Deposit (Entry of receipt with uncleared receipt method)

3. Check Clearance (from Cash Management)

4. Application to Invoice

We need to capture the stage before check is deposited in bank and thus enter a 'preliminary receipt' in system before step 2.