Invoice Tolerance

We are in the process of evaluating various setting combinations of the invoice tolerance (Payables>Setup>Invoice>Tolerance).

Problem we are facing is with the attached 10% invoice tolerance setting currently in place, there is a risk invoices are being overpaid without sufficient receipt.  The material invoices released are the biggest concern.  On the other hand, we do not want to place invoices on hold that are immaterial amounts example less than $101.

Is there a way we can set the invoice tolerance to achieve results with the below conditions?

•      Invoice Amount > $101, when there is a $0 or 0% discrepancy between the received and invoiced amount then invoice validation will fail and apply a hold to block payment.