No Certification required after decreasing coverage amount in R12 Benefits

Hello All,

Requirement for Open Enrollment L.E:

• Setup Certification for Supplemental Life Insurance – Employee
• Increase requires certification
• If Employee requests to lower coverage setup no certification if required, please see below (ignore Guaranteed Issue)

Issue:

In current setup 1X, 2X, 3X..4....5 all of them require certification, even if the employer wants to lower the coverage system requires certification.

Setup:

Plan Enrollment Requirement>Coverage>

Click on Coverage Restrictions:

Click on Life Event Reason:

Question: currently system takes max as 0 and applies cert to anything until 1.6 mil, do I need to write a Max rule which will determine if the coverage is decreased then no cert should be required? Or is it a setup issue?