Factoring Bank Charges

Hi,

We are implementing notes receivables in 11i. We have the following business scenario. Is there a way to achieve this in Oracle in 11i?

Our client receives Notes Receivables from their customers as a payment for the goods sold. The notes receivables are then deposited with the banks and the banks transfer the full amount to our customers bank account on the day of maturity. However sometimes the client needs the money before the notes receivables mature. This is called factoring or discounting. In this case the bank charges a discounting or factoring fee from the total amount to be paid. For example if the notes receivables was of total amount 50000 with the maturity date of 8-JUN-17, then the bank transfers full 50000