Can a bank account have 2 clearing accounts, one for each payment method>

We have this scenario:

1. We have a bank account related to an Organization and has allowed Payables access.
2. The bank account is a ZBA account and is used solely for payments of suppliers' invoices from payables.
3. The organization has payment clearing turned on
4. We use AutoReconciliation to match bank statement lines to AP checks.
5. The reconciliation event generates the journal entries to close the outstanding checks account to the real cash account.
6. We are considering using EFT to pay vendors from the same bank account.
7. We do not want EFT payments to credit the outstanding checks/clearing account but instead credit the real cash account.  Is this possible and how might that be accomplished?