Supplier Bank Account Creation or Update Workflow for Approval

For Segregation of Duties and Fraud Prevention, our audits have asked to have an Approval mechanism in place prior to a Supplier Bank Account can be used for Payments.

This is especially being requested for updates to existing supplier bank accounts as Oracle does not show incremental record changes, only Creation Data and Last Update Date.

Does anyone have a method that would prevent the supplier bank account from being used until approved