457 & 403 deductions using a special accumulator

Good Afternoon All,

Recently due to COVID-19 we have had a greater number of voluntary separations than ever before.  We have noticed the following, when a person has both 403b and 457 deductions and are getting paid both eligible earnings and non-eligible earnings ( as determined by the special accumulator ) the deductions see the special accumulator amount independently allowing EACH deduction to take an amount up to the full accumulator amount.

Both 403 and 457 deductions use a special accumulator called RSA

Regular earnings are tied to special accumulator RSA

Voluntary separation earnings are NOT.

If the employee has:

$5000 in Regular earnings

$20,000 in earnings for voluntary separation