Card Programs - Employee Matching Rule

Hello,

Using Payables R12.2.9. We are not using Internet Expenses.

We are setting up a new procurement card process.

When I am creating the new card program, the Employee Matching Rule is greyed out.

How can I get this to be displayed? Do we need to have Internet Expenses configured?

Is there any other way to automatically created credit cards?

Is there any way to automatically create a person record with the new credit card?

Thanks in advance.