Help with confirming the understanding of Process and Payments for PCard in PeopleSoft is correct

Hi, I am researching on PCard for our organization and would like to know if the below understanding about the process and the payments is correct in PeopleSoft-

1. Statements are received from the procurement card. If the card is a Visa, MasterCard or US Bank file layout format, then we can load the files directly using the Load PCard Stage Process
   
2. All other statement files will need to be formatted to the Procurement Card Load file layout and processed through integration broker via the Inbound File Loader process
3. At this point the bank statement transactions will have loaded to our staging table