Payment format template for USD currency payments at Canadian Banks

Our customer is into Automobile parts manufacturing with operations at US, Canada and Mexico, the HQ being at US. All Payments and Receipts are centrally controlled.

There are several Vendors from Canada who invoice in USD currency and expect payments in USD currency into their bank accounts at Canada. Our client has bank accounts in USD currency in both US with Fifth Third bank and also Canada with RBC.

Until now for all Canadian Vendor USD payments, the client was making Wire payments from Fifth Third bank in the US, incurring huge transaction costs.

Now it seems the client will also be able to make ACH (Electronic) payments from the Canadian RBC bank. But to do this, looking at any default seeded template that will be available in Oracle that meets the RBC ACH payments for USD currency.