No Direct Deposit Flag

Hello, we are in the process of testing and implementing direct deposit for off-cycle paychecks. I have a question concerning the off-cycle paysheet. When an off-cycle paysheet is created, by default, the flag for No Direct Deposit is selected. Here is what the developer told me:

That flag is in table PAY_EARNINGS and the default is the value of the OFF_CYCLE field. OFF_CYCLE = Y then Y, if OFF_CYCLE = ‘N’ then ‘N’ .  We can set it as a default of N on the table and that field will be ‘N’ for all paysheets. Otherwise, we will have to find in what process and where in that process and where a paysheet record is created to set the field to ‘N’ when an off cycle is updated.