Savings Plan Setups

We are evaluating savings plan setups per PeopleSoft best practices and have outlined the following approaches with questions. Thoughts?

Objective #1: provide after-tax option on regular 401k instead of separate ‘ROTH’ benefit plan for Roth

1. On existing ‘40’ plan type for regular 401k plan, add after-tax deduction class
2. Move employees from separate ‘ROTH’ plan into regular 401k plan
   1. No deleting rows, just make ‘ROTH’ ineligible on Ben Program Table effective at start of new year
   2. No benefits termination row needed for ‘ROTH’ as it stays within plan_type ‘40’; instead insert row to convert to regular 401k after-tax election
   3. ERIE-only note: PPB = 12/24/26 PPE = 1/6/27, paid on 1/13/27