Does credit checking considers tax value applied using advance pricing ?

If I enter a Sales Order for USD 100 and 18% tax is applied, the total order value becomes USD 118.

If the customer's credit limit is USD 100, during credit checking does JD Edwards consider:

• Only the order amount excluding tax (USD 100), or
• The total order amount including tax (USD 118)?

Additionally, is there any standard configuration or processing option that allows us to control this behavior, i.e., whether tax should be included or excluded when calculating the customer's credit exposure?