setting HSA (Health Savings Accounts)

Summary

HSA Best Practices

Content

We are trying to decide the best method to add our HSA to our Oracle. The training states to have it out of the program as an unrestricted plan. but our consultant advises us to keep keep within the program and tied to the medical plan enrollment with  a self-declared life event where the employee can change their HSA at any time. 

How do others have it programmed and working?

Sue