What is the purpose of Maturity date in Oracle Receivables Create Receipt page?

When the system uses this maturity date?

Google says "When you remit a receipt, Receivables uses the maturity date to determine when to transfer funds from the customer bank account to your remittance bank account." but I still cannot determine through various testing when the system will use maturity date.

I can see maturity date on create receipt page and create remittance batch page.