How payments go directly to the card issuers bank account, not to the employee?

Summary:

How payments for Visa Card transaction automatically capture card issuer's account and not to the employee's account?

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Visa Card Transactions are capturing the employees bank account instead of the card issuers account.
When we try to set up the Manage Corporate Card Program for Visa Card Brand, there are no fields for the payment Options as we opt to use the Both Pay option.

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