Can Bank Charges Be Recorded at Receipt Level Without Being Reversed During Receipt Unapplication?

Current Process

Customer payments are routed through a third-party intermediary bank. The intermediary bank deducts a service charge from the payment amount before remitting funds to the company's bank account.

Currently, Oracle Fusion Receivables users create an Receipt adjustment to account for the deducted bank charge. Since the adjustment is linked to the invoice application, Oracle automatically reverses the adjustment whenever the receipt is unapplied. Users must then recreate the adjustment when applying the receipt to another invoice.

Business Challenge

The bank charge represents an expense incurred by the company rather than a customer short payment. However, because the charge is recorded as an invoice adjustment, users must repeatedly recreate adjustments whenever receipt applications are corrected, resulting in additional manual effort and increased operational risk.