Bill Management - What happens if the customer bank account doesn't have sufficient balance

Summary: If customer bank account doesn't have sufficient balance to pay the transaction. How would Oracle perform in this scenario.

Content (please ensure you mask any confidential information): Customer has may payments for his invoices from Oracle Bill Management, but bank has rejected such payments may be due to insufficient balance or any other reason. What will happen to the receipts that are already applied with transaction and paid in Oracle.