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California SB1477: CCPA Guidelines for Maximum Garnishment Withholding Amounts

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ADP informed us of new garnishment guidelines effective 9/1/23. Does Oracle have any plans to align to the new CA garnishment guidelines effective 9/1/23?

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Revisions to the California Consumer Credit Protection Act (CCPA) go into effect on September 1, 2023, due to state Senate Bill 1477. With new guidelines on maximum withholding amounts for judgment debtors, we wanted to let you know how you may be affected.

Maximum Withholding Guidelines

Current law provides that the maximum part of a judgment debtor's disposable income for a workweek, subject to levy, is the lesser of: 1.) 25 % of an individual’s disposable earnings that week or 2.) 50% of the amount by which the disposable earnings exceed 40 times the state minimum hourly wage. Various multipliers are used to calculate the maximum disposable earning subject to levy for non-weekly pay periods.

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