Autoapproval of expense report when Credit card lines marked as fully personal

EXPLANATION:-

When Credit card lines Say with amount 100 Dollar tagged to expense report and marked as FULLY PERSONAL

then Expense report will be created with 0 as reimbursable amount to Employee as we selected BOTH PAY option.

ISSUE:-

We don't want expense report to go for approval for this case , it should be auto approve and should be in PAID STATUS direclty

but report is going for approvals