Journal approval framework, admin auto approving

I am now doing negative testing for the journal approval framework setup.  I am currently testing using the originator, requestor , approval and admin all the same person .

I have found that by using the include requestor, my approver will be skipped because it is the same as my requestor and I have not turned on self approval.  This is the result I had hoped for, I never want the requestor to be able to approve their own journal.  I dont quite understand what the include requestor really means - PeopleBooks is very vague, but I did find this to work for me.  Where I do run into a problem with this negative test is the Admin is auto approving with this setup and I don't understand why,