For Bank Recon, can you import a BAI2 file without using Financial Gateway?

Forgive me if this has already been asked and answered out here or in MOS, but searching for this I either get too detailed and no results, or too general and a zillion results.....

For Bank Recon, can you import a BAI2 file without using Financial Gateway?  i.e., the users pull down the file, and import it?  Somehow I don't seem to be finding that part in PeopleBooks.  I can find using Financial Gateway, or how to do it if you don't have Cash Management (where you have to write your own program to convert BAI2 to PSBD1); but nothing about BAI2 without FG.