Modify Bank Reconciliation Rule to avoid check on RECON_REF_ID (Reference ID)

Hi,

I would like to disable the criteria that automatic reconciliation rules use to match transactions by RECON_REF_ID (Reference ID). Absolute majority of my system references (AP Disbursements, AR Deposits etc) don't match with what banks send us in their pdf/printed statements. Almost all statements are entered manually and references are modified even more by adding Dr/Cr to identify the sign of the statement transactions so that it would be easy to know what to match it with.

I thought that this would be a s simple as using Reconciliation Criteria Options of NO-ID (No matching on Ref ID #), but I'm not getting results I expect. Does anyone have an experience on how to achieve this?