Does overdue charge process calculates overdue charge to an account that has open invoices which are

Hello,

Does overdue charge process calculates overdue charge to an account(customer account) that has open invoices which are past the due date, but a credit balance?

i.e the account has an OA invoice which is past the due date and also other invoices which are past the due date

for example

An account has four invoices which are past the due date

1. InvoiceOA = -250.0

2. Invoice01 = 40.0

3. Invoice02 = 66.0

4. Invoice03 = 30.0

if you total all the amounts the result would be in negative which means the customer has credit balance and the company has to pay it to him. In this scenario where the company has to pay the customer will overdue charge be calculated for the open invoices which are past the due date for the customer?  if yes how can this be avoided? how can we make the overdue charge process does not calculate overdue charge for a customer with credit balance? Does It work based only on invoices and not based on Account(customer account)?