Default an image on a physical record field

I am attempting to default an image column in a table to a stored peoplesoft image without prompting the user. The record contains

Field Name	Field Type
Field1	Char
Field2	Char
Field3	Img
PSIMAGEVER	Nbr

Using the insertimage function works fine for loading the table above. It's when I don't want to prompt the user and instead default an image into this table when loading the component. I attempted to use the following link below as an example but unfortunately this was designed for field types of Image References. Is there anyway to default an image column without doing an insertimage? I also don't want to physically load the table until save time just like any field within the panel buffer.