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Configuring Approval Workflow for Journals

Our business users have requested us to enable Approval Workflow for Journals.

According to Peoplebooks there are 2 types of Journal Approval methods - Virtual Approver and Approval Framework

Is one approach recommended for specific requirements?

I would like to start by setting up a simple and basic approval process to begin with.

If we use the Approval Framework method - can it be implemented by functional team 100% without having to change any objects in App Designer?

I see that there is a delivered GLJournalApproval Process ID defined. Can that be used for configuring Journal approvals?

Are there any specific values that need to be changed or updated for the process to work?

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