Creating an eText Template
https://docs.oracle.com/cd/E10091_01/doc/bip.1013/b40017/T421739T481436.htmAn eText template is an RTF-based template that is used to generate text output for Electronic Funds Transfer (EFT) and Electronic Data Interchange (EDI). At runtime, BI Publisher applies this template to an input XML data file to create an output text file that can be transmitted to a bank or other customer.